SR&ED Financing Made Simple
Accelerate your cash flow.
Let us connect you with flexible and affordable capital so you can get back to building product and delighting customers.
Eliminate The Wait
We process your claim faster than ever, so you get your funding when you most need it.
Simple Agreements
Transparent agreements with fair terms, as well as easy-to-understand language.
Cost-Effective Capital
An affordable source of financing that can be used as an alternative to expensive equity funding.
When to Apply for SR&ED Financing?
Unfiled SR&ED Claims
Companies who have not yet filed their SR&ED claim can receive an advance on their anticipated refund.
Filed SR&ED Claims
Companies who have already submitted their SR&ED claim to the CRA can receive financing prior to receiving their notice of assessment.
Frequently Asked Questions
What is SR&ED financing?
Corporations that are in need of liquidity cannot afford to wait until the end of the fiscal year to receive payment of refundable tax credits. For this reason, lenders offer an advance (or loan) to eligible corporations, while using the future receipt of the SR&ED refundable tax credits as collateral.
What determines my eligibility for financing?
The quality of your SR&ED claim plays a pivotal role in determining your eligibility for financing. If you work with a reputable SR&ED consultant with a solid track record, your file will likely be financed.
How much can I receive and how much will it cost?
Financing can range from $50,000 to $1,000,000 and depending on the strength of your SR&ED claim, interest rates vary from 9% to 25%.
How long does it take receive the funds?
Our funders can analyze, approve, and disburse a loan within 10 to 15 business days after receiving the a complete application.
Do you only finance SR&ED claims?
No! In fact, we can also get other refundable tax credits financed, such as The Development of E-Business (CDAE) or the Multimedia/Digital Media tax credits.